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Most of another or us at one time have seen the adverts “save thousands on your mortgage” with usual claims about how much you may be able to save. Again most of us take one of two views on such adverts “just another load of advertising rubbish” or “I’ll look into that tomorrow”.
My response to that would be “it may be rubbish, but isn’t it worth 5 minutes of your time to find out” and “tomorrow never comes!”
To try and assist you in deciding whether you are missing out on the opportunity to save a few pounds try completing the calculation below I don’t want you to send it to anyone or call a free phone number or supply any information. Just take a few minutes, if you discover that it might be worth following up on one of the adverts or speaking to a financial adviser then great, if not its only cost you 5 minutes to find out!Please complete the following, and read the notes below: |
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If you find that 'Monthly interest payment' is greater than 'Possible mortgage payment' then you could save money on your mortgage, it’s as easy as that.
Needless to say there are thousands of mortgage deals available and the 2 year fixed rate of 4.45% may not suit your needs, but hopefully it’s got you thinking!
You could transfer your mortgage, pay no legal fee’s or valuation fee’s and be £££’s better off every month.
If you are interested in speaking to a Financial Adviser ensure the following and reap the rewards of the 5 minutes it has taken you to complete a simple questionnaire, firstly make sure the adviser is independent and secondly ensure the adviser you speak to does not charge fees, most get paid by the mortgage company anyway! Or you can give me a call!
I don’t charge fees, I’m independent and what’s more if you feel a meeting is appropriate I’ll come and see you in the comfort of your own home!
Steve Alcock
Independent Mortgage Adviser
Please note:
a) 4.45% rate used is based on a mortgage deal currently available through a number of lenders, no valuation or legal fees are payable.
b) Mortgage rate used assumes a clean credit history for the applicant and a loan to value of less than 75%
c) A fixed rate has been used for illustration purposes, individual needs may mean that this might not be suitable in all cases; a full financial review would be needed to evaluate individual circumstances.
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